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How to Calculate Expense-to-Revenue Ratio

Investors and analysts commonly use the efficiency ratio, or expense-to-revenue ratio, to compare a bank’s expenses to its revenues. The ratio equals non-interest expense divided by the sum of net interest income and non-interest income...

How to Calculate Interest on 90 Day Treasury Bills

Treasury bills, also known as T-bills, are short-term debt instruments with maturity terms of four, eight, 13, 26 and 52 weeks. T-bills are usually issued at a discount to par or face value, and the...

How to Calculate Historical Return

By calculating historical return, you can evaluate how the value of a stock has changed over time. The basic formula for historical rate of return is the new value minus the old value divided by...

How to Insure Valuables Shipped by Mail

How to Insure Valuables Shipped by Mail. Sending valuables–jewelry, antiques or even an item of sentimental value–by mail can make you uneasy. You hope that once shipped, they will get to their destination in one...